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World Acceptance Corp.
108 Fredrick Street
Phone: (864) 298-9800p:864 298-9800 GREENVILLE, SC  29607  United States Ticker: WRLDWRLD
Business Summary
World Acceptance Corporation is a people-focused finance company that provides personal instalment loan solutions and personal tax preparation and filing services. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company, as an agent for an unaffiliated insurance company, markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans in selected states where the sale of such insurance is permitted by law. It offers automobile club memberships to its borrowers in Alabama, Georgia, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, South Carolina, Utah and Wisconsin, as an agent for an unaffiliated automobile club. The Company operates more than 1,000 community-based branches across 16 states.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--YesYes--

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/20243/31/2024YesYes-YesYes

Industries
SIC Code Description
6141 Personal credit institutions
6411 Insurance agents, brokers, and service
7291 Tax return preparation services
7371 Computer programming services
7379 Computer related services, not elsewhere classified

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Ken R.Bramlett 65 9/30/2015 10/1/1993
President, Chief Executive Officer, Director Ravin C.Prashad 44 6/27/2018 2/1/2018
Chief Financial and Strategy Officer, Executive Vice President, Treasurer John L.Calmes 44 10/1/2018 12/2/2013
9 additional Officers and Directors records available in full report.

Business Names
Business Name
WAC Insurance Company, Ltd.
WAC Mexico Holdings, LLC
WAC of Oklahoma, LP
22 additional Business Names available in full report.

General Information
Number of Employees: 2,872 (As of 3/31/2024)
Outstanding Shares: 5,769,530 (As of 9/30/2024)
Shareholders: 23
Stock Exchange: NASD
Federal Tax Id: 570425114


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Wednesday, November 20, 2024