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Ryvyl Inc
3131 CAMINO DEL RIO NORTH, SUITE 1400
Phone: (619) 631-8261p:619 631-8261 SAN DIEGO, CA  92108  United States Ticker: RVYLRVYL
Business Summary
RYVYL Inc. is a financial technology company that develops software platforms and tools that are focused on providing global payment acceptance and disbursement capabilities. It has developed applications enabling an end-to-end suite of turnkey financial products with enhanced security and data privacy, identity theft protection, and rapid speed to settlement. Its products include QuickCard Payment System, Coyni Platform, and ChargeSavvy. Its QuickCard Payment System is a physical and virtual payment card processing management system, including software that facilitates on and off-ramp e-wallet management. Its coyni is a closed loop, token-based platform, supported by its blockchain technology. Its coyni offers custodial assurance by utilizing blockchain technology in a closed-loop ecosystem allowing for flexibility. ChargeSavvy strives to deliver client-driven solutions. ChargeSavvy offers both a full-service POS system or a companion mode system.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
YesYes-----

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
6/30/202512/31/2024YesYes-YesYes

Industries
SIC Code Description
7372 Prepackaged software

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chief Executive Officer (Principal Executive Officer) FrediNisan 44 10/23/2025 7/1/2017
Chief Executive Officer FrediNisan
Chief Financial Officer, Director GeorgeOliva 64 9/1/2025 10/16/2023
5 additional Officers and Directors records available in full report.

Business Names
Business Name
ASAE
ASAP Expo, Inc.
ASAP International Holdings
14 additional Business Names available in full report.

General Information
Number of Employees: 95 (As of 12/31/2024)
Outstanding Shares: 31,342,011 (As of 8/12/2025)
Shareholders: 219
Stock Exchange: NASD
Federal Tax Id: 223962936


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Friday, October 31, 2025