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Community Financial System Inc
5790 WIDEWATERS PKWY
Phone: (800) 724-2262p:800 724-2262 DEWITT, NY  13214  United States Ticker: CBUCBU

Business Summary
Community Financial System, Inc., formerly Community Bank System, Inc., is a diversified financial services company. The Company is focused on four main business lines, such as banking, employee benefit services, insurance services and wealth management. The Company’s banking subsidiary, Community Bank, N.A., operates approximately 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. The Company’s Benefit Plans Administrative Services, Inc. subsidiary is a provider of employee benefits administration, trust services, collective investment fund administration, and actuarial consulting services to customers on a national scale. The Company’s OneGroup NY, Inc. subsidiary is a United States insurance agency. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Wealth Management operating unit.
(Source: PROSPECTUS)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes-Yes-

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
9/30/202412/31/2023YesYes--Yes

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Non-Executive Independent Chairman of the Board Eric E.Stickels 62 12/1/2021 12/4/2015
President, Chief Executive Officer, Director Dimitar A.Karaivanov 42 1/1/2024 4/7/2022
Chief Financial Officer, Executive Vice President Joseph E.Sutaris 56 6/1/2018 12/1/2017
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
NUVO BANK&TRUST CO 1500 MAIN STREET SPRINGFIELD MA US
Northeast Retirement Services, LLC 12 Gill Street Woburn MA United States
Fringe Benefits Design of Minnesota, Inc. 7760 France Ave South Minneapolis MN United States
14 additional Subsidiary records available in full report.

Business Names
Business Name
Benefit Plans Administrative Services, Inc.
BPAS Actuarial and Pension Services, LLC
BPAS Trust Company of Puerto Rico
28 additional Business Names available in full report.

General Information
Number of Employees: 2,687 (As of 12/31/2023)
Outstanding Shares: 52,560,245 (As of 10/31/2024)
Shareholders: 3,528
Stock Exchange: NYSE
Federal Tax Id: 161213679
Fax Number: (302) 655-5049


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Thursday, November 21, 2024