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Evans Bancorp Inc
One Grimsby Drive
Phone: (716) 926-2032p:716 926-2032 HAMBURG, NY  14075  United States Ticker: EVBNEVBN
Business Summary
Evans Bancorp, Inc. is a financial holding company. The Company conducts its business through its two direct, wholly owned subsidiaries: Evans Bank, National Association (the Bank), and the Bank’s subsidiaries, Evans National Leasing, Inc. (ENL), and Evans National Holding Corp. (ENHC); and Evans National Financial Services, LLC (ENFS). The Company operates through banking activities segment. The banking activities conducts operations throughout Western New York and Finger Lakes Region. Lending activities include loans to individuals, which primarily consist of home equity lines of credit, residential real estate loans, and consumer loans, and loans to commercial clients, which include commercial loans and commercial real estate loans. In addition, the Bank offers non-deposit investment products, such as annuities and mutual funds.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202412/31/2024YesYes---

Industries
SIC Code Description
6021 National commercial banks
6029 Commercial banks, not elsewhere classified
6141 Personal credit institutions
6035 Savings institutions, federally chartered
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Independent Chairman of the Board Lee C.Wortham 67 4/1/2018 1/1/2011
President and Chief Executive Officer of the Company and the Bank, Director David J.Nasca 67 11/30/2015 9/1/2006
Treasurer of the Company, Chief Financial Officer of the Bank John B.Connerton 57 11/30/2015 2/19/2008
5 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Evans Bank, National Association 14-16 NORTH MAIN STREET ANGOLA NY United States
FAIRPORT SAVINGS BANK 2163 RTE 250 FAIRPORT NY
FSB Bancorp Inc 45 South Main Street Fairport NY United States

Business Names
Business Name
ENB Employers Insurance Trust
Evans Bank, N.A.
Evans Capital Trust I
8 additional Business Names available in full report.

General Information
Number of Employees: 266 (As of 12/31/2024)
Outstanding Shares: 5,567,382 (As of 3/3/2025)
Shareholders: 1,148
Stock Exchange: ASE
Federal Tax Id: 161332767
Fax Number: (716) 926-2005


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Friday, April 18, 2025