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Ks Bancorp Inc
1031 N Brightleaf Blvd
PO Box 661
Phone: (919) 938-3101p:919 938-3101 SMITHFIELD, NC  27577-0661  United States Ticker: KSBIKSBI
Business Summary
KS Bancorp, Inc. is the parent company of KS Bank, Inc, which is a full-service community bank. The Company offers a range of personal and business banking products and services, as well as mortgage and trust services. Its 11 full-service branches are located in Kenly, Selma, Clayton, Garner, Goldsboro, Wilson, Wendell, Smithfield, Four Oaks, Dunn, and Bailey, North Carolina. The Company's products and services include personal, business, mortgage and wealth. Its personal products and services include personal checking, personal savings, money market, electronic and telephone banking, consumer loans and credit cards, CDs, IRAs, and health savings. Its business products and services include business checking, business savings, business electronic banking, merchant services, payroll services, payroll card accounts, cash management, remote deposit, and employee benefits. The Company's wealth products and services include investments, retirement, financial planning, and trust and estate.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202512/31/2004YesYes---

Industries
SIC Code Description
6036 Savings institutions, not federally chartered
6035 Savings institutions, federally chartered
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
President,Chief Executive Officer of the Company and Bank, Director Harold T.Keen 60 1/1/1990
Chief Financial Officer Regina J.Smith
Chief Operating Officer, Director Earl W.Worley 47 1/1/2014 1/1/2013
8 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
KS BANK INC 1031 BRIGHTLEAF BOULEVARD SMITHFIELD NC US

Business Names
Business Name
KS Bancorp, Inc.
KSBI

General Information
Number of Employees: 72 (As of 12/31/2004)
Outstanding Shares: 1,107,776 (As of 9/30/2025)
Shareholders: 335
Stock Exchange: OTC
Federal Tax Id: 561842707
Fax Number: (302) 498-7683


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Tuesday, February 3, 2026