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Ballston Spa Bancorp Inc
990 State Route 67
Phone: (518) 885-6781p:518 885-6781 BALLSTON SPA, NY  12020  United States Ticker: BSPA BSPA
Business Summary
Ballston Spa Bancorp, Inc. is a bank holding company for Ballston Spa National Bank (the Bank). The Bank is a full-service community commercial bank engaging in a full line of retail, commercial, residential and private-wealth services. It operates 21 full-service branches across Albany, Greene, Saratoga, and Schoharie Counties in New York State. It is engaged in offering a selection of deposit instruments, including non-interest-bearing demand deposits (such as checking accounts), interest-bearing demand accounts (such as NOW accounts), savings accounts, money market accounts and certificates of deposit. Its loan portfolio is segmented into residential real estate mortgages, commercial and consumer loans. Commercial loans consist of commercial real estate and other commercial loans. Consumer loans include home equity and junior liens, and other consumer loans. It offers wealth management solutions providing ongoing advice and supervision of the customer's assets and investments.
(Source: 6-K)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
---Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202512/31/2024YesYes---

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6712 Offices of bank holding companies

Subsidiaries
Business Name Address City State/Province Country
Ballston Spa National Bank 87 FRONT STREET BALLSTON SPA NY United States
The National Bank of Coxsackie 3-7 Reed Street Coxsackie NY United States

Business Names
Business Name
Ballston Spa Bancorp Inc.
BSPA
The National Bank of Coxsackie

General Information
Number of Employees: 135 (As of 9/30/2025)
Outstanding Shares: 1,124,330 (As of 4/1/2026)
Stock Exchange: OTC
Federal Tax Id: 742245601
Fax Number: (518) 363-8350


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Wednesday, April 22, 2026